Opening a Zobo Money account takes just a few minutes, and once you’re set up, sending money to Nigeria, Ghana, Cameroon, Ivory Coast, or Senegal is quick and straightforward. Here’s how open a Zobo Account and send money to Africa, whether you’re in the US, the UK, or Europe.
How do I open a Zobo Money account?
Tap the log-in button, select your country of residence, and sign up with Google, Apple, or email. Set a password, add your phone number and the currency your recipients will receive in, then enter your personal details and complete a quick verification. Once verified, you can start sending money to Africa right away.
How to sign up on Zobo Money: step by step
- Tap the login button to begin.
- Select your country of residence: the US, UK, or your country in Europe.
- Sign up with Google, Apple, or email, and create a password.
- Add your details: phone number, where you heard about Zobo, and the currency your recipients will mostly receive: naira (NGN), cedi (GHS), or CFA francs (XAF and XOF).
- Tell us about yourself. Enter your first name, last name, date of birth, and gender exactly as they appear on your government-issued ID. This keeps your verification smooth.
Verifying your account
Like any money transfer service, Zobo runs a quick verification to keep your account secure. You’ll confirm your address (country, street, state, city, postal code) and verify your identity:
- From the US: upload your ID, and government issues utility bills or bank statements.
- From the UK or Europe: just select your country, get onboarded into the GBP or EUR wallet, and verify your ID and address with a simple document upload.
For the full walkthrough, see our guide on how to verify your identity on Zobo.
Start sending money to Africa
Once you’re verified, add a debit card to fund your transfers, add your recipients, and you’re ready to go. Need a hand? Our guide on how to send money home walks you through your first transfer. The full amount lands with no transaction fees, at a rate you see before you confirm.
Frequently asked questions
How long does it take to open an account? Just a few minutes. Signing up and verifying can be done in one sitting.
Who can open a Zobo Money account? Anyone in the US, UK, or Europe sending to Nigeria, Ghana, Cameroon, the Ivory Coast, or Senegal.
Is there a fee to open an account? No. Opening an account is free. You only pay when you send money.
Download Zobo Money and open your account today →
Last modified: July 24, 2026
